Global Equity Fund

The linked insurance product do not offer any liquidity during the first three years of the contract. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the Surrender Value payable may be less than the total premiums paid.

Tata AIA Shubh Global Invest (USD Denominated) - Non-Participating, Unit Linked, Individual Life Insurance Savings Plan (UIN: TALL003V02) Tata AIA Life Insurance Company, IFSC Branch (IIO) Branch (Reg No: IFSCA/IIO/008/2023-24)

Shubh Global Invest is also available through online mode on the Company’s website www.international.tataaia.com

Investments are subject to market risks.

Tata AIA Global Equity Fund: SFIN: ULIF 502 01/03/25 TGF 110

Asset Allocation: Equity & Equity linked: 70%-100%, Debt Instruments: 0%-30%, Cash, MMI, Bank Fixed Deposits: 0 – 30%

The above funds follow Tata AIA’s internal investment strategy, which does not directly benchmark any index/indices. The strategy uses a model-based portfolio allocation derived from securities, indices, ETFs, mutual funds or companies across multiple overseas jurisdictions, in line with the internal strategy methodology. The strategy’s reference portfolio, constituents, geography, and allocation may change from time to time in accordance with such methodology and applicable internal governance. Investment allocation is based on Tata AIA’s proprietary internal strategy framework.

¹Market-linked returns are subject to market risks and terms & conditions of the product. The assumed rate of returns or illustrated amount may not be guaranteed and depends on market fluctuations.

³Subject to sum assured multiple being 10x and above.

Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company. 

The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds. Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with reinvestment of dividends (if any).

The Company does not guarantee any assured returns. The investment income and price may go down as well as up depending on several factors influencing the market.

All Premiums, Charges, and interest payable under the policy are exclusive of applicable taxes, duties, surcharge, cesses or levies which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium, charges or interest. Tata AIA Life shall have the right to claim, deduct, adjust and recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy. 

Some Benefits are guaranteed, and some Benefits are variable (non-guaranteed) with returns based on the future performance of the opted funds and fulfilment of other applicable Policy conditions. If your Policy offers guaranteed returns, then these will be clearly marked as "guaranteed" in the illustration table on this page. If your policy offers non-guaranteed returns, then illustration will show two different rates of assumed future investment returns. The above illustration has been determined using assumed future investment returns of 8% and 4% respectively. The rates used have been set by the Life Insurance Council. These assumed rates of return are not guaranteed and there are no upper and lower limits of what you might get back at Maturity, due to the fact that the value of your Policy is dependent on a number of factors including future investment performance.

The plan is not a guaranteed Issuance plan and it will be subject to Company’s underwriting and acceptance

Foreign exchange rates are subject to change from time to time. Any associated expense due to change in the applicable rates, shall be borne by the policyholder. 

In case of non-standard lives and on submission of non-standard age proof, extra premiums will be charged as per our underwriting guidelines.

The products are underwritten by Tata AIA Life Insurance Company Limited, IFSC Branch.

Tata AIA International is Tata AIA Life Insurance Company, IFSC Branch (IIO)

Linked Life Insurance products are different from traditional insurance products and are subject to risk factors.

Tata AIA Life Insurance Company Limited is only the name of the Life Insurance Company & Tata AIA Shubh Global Invest is only the name of the Linked Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.

Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the insurance company.

Participation by customers shall be on voluntary basis

The above funds follow Tata AIA’s internal investment strategy, which does not directly benchmark any index/indices. The strategy uses a model-based portfolio allocation derived from securities, indices, ETFs, mutual funds or companies across multiple overseas jurisdictions, in line with the internal strategy methodology. The strategy’s reference portfolio, constituents, geography, and allocation may change from time to time in accordance with such methodology and applicable internal governance. Investment allocation is based on Tata AIA’s proprietary internal strategy framework.

The product is underwritten by Tata AIA Life Insurance Company Limited, IFSC Branch.

Linked Life Insurance products are different from traditional insurance products and are subject to risk factors.

The premium paid in Linked Life Insurance policies is subject to investment risks associated with capital markets and publicly available index. The NAV of the units may go up or down based on the performance of Fund and factors influencing the capital market/publicly available index and the insured is responsible for his/her decisions.

Tata AIA Life Insurance Company Ltd. is only the name of the Insurance Company and Tata AIA Shubh Global Invest is only the name of the Unit Linked Life Insurance Contract and does not in any way indicate the quality of the contract, its future prospects or returns. The products are underwritten by Tata AIA International (Tata AIA Life Insurance Company, IFSC Branch (IIO).

Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider(s), please contact Tata AIA Life's Insurance Advisor/ Branch.

Tata AIA International is Tata AIA Life Insurance Company, IFSC Branch (IIO). The fund is managed by Tata AIA Life Insurance Company Ltd. For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale. The precise terms and condition of this plan are specified in the Policy Contract. 

No Goods and Service Tax shall be applicable on Individual life insurance products as per prevailing laws. Tax laws are subject to amendments from time to time. If any imposition (tax or otherwise) is levied by any statutory or administrative body under the Policy, Tata AIA Life Insurance Company Limited reserves the right to claim the same from the Policyholder.

The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The underlying Fund’s NAV will be affected by interest rates and the performance of the underlying stocks 

Past performance is not indicative of future performance.

For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale. Insurance cover is available under this product.

The information, provided herein, may not be treated as a solicitation request in any manner. Any decision to buy online insurance by NRIs is completely his/her choice. The insurer is permitted to solicit insurance in India and settles claim in USD/Forex currency.

L&C/IIO/2026/Jun/0039