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    Calculate your life insurance premium for Global Ambitions in 2 easy steps

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    Tata AIA Life Protect Supreme (USD Denominated)

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    Option for whole life insurance coverage

    Cover Enhancement options     

    Coverage for accidental death, disbability and critical illness     

    Are you an NRI?

    No

    Yes
    No

    Gender

    Male

    Male
    Female

    Do you smoke?

    No

    Yes
    No

    +91
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    Tata AIA Shubh Global Invest

    In this policy, the investment risk in investment portfolio is borne by the policyholder.

    The linked insurance product do not offer any liquidity during the first three years of the contract. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the Surrender Value payable may be less than the total premiums paid.

     

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    Tata AIA Shubh Global Invest

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    Grow Wealth with Global funds in US Dollars

    Flexible Withdrawals for Liquidity

    Waiver of premium in case of an unfortunate event

    We are Tata AIA International

    At Tata AIA International, we specialize in offering life insurance solutions in foreign currency. We operate under the regulatory oversight of IFSCA (International Financial Services Authority) and at GIFT City, GIFT-SEZ, Gandhinagar Gujarat, India. As the IFSC Branch of Tata AIA Life Insurance Company Limited, our commitment is to deliver world-class financial services, tailored to meet your diverse financial needs.
     

    We offer diverse life insurance solutions in US Dollars, providing financial protection for your loved ones, no matter where they are in the world. 
     

    We combine the legacy and trust of Tata Group's 150+ years of history with AIA's unparalleled expertise in life insurance and financial services across Asia. 

     

    Why choose Tata AIA for International Life Insurance?

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    Experience the unmatched security and peace of mind with Tata AIA Assurance.

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    Benefit from flexible, customizable life insurance plans to secure your family's financial future and fulfil their aspirations. 

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    Protect your finances from currency fluctuations with our life insurance plans. 

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    Invest and receive benefits in globally accepted US Dollars. 

    Why choose dollar denominated term insurance plan
for your family’s financial security?

    Currency stability

    Investing in a term insurance plan that is priced in US dollars can protect you from fluctuations in currency value. The US dollar is seen as a stable and strong currency, so investing in US dollars offers more financial security for your loved ones.

    Ease of premium payment

    Paying premiums in US dollars eliminates the need for currency conversion, making it easier for you to manage your premium payments without any additional costs or complications.

    Global coverage

    Dollar-denominated term insurance plans offer coverage no matter where you live or travel, ensuring peace of mind and continuous protection.

    Financial protection

    In the event of the policyholder’s untimely demise, the nominee, whether residing in India or abroad, will receive the sum assured as per the chosen plan options, providing essential financial stability during difficult times.

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    Benefits for NRIs

    Purchasing international life insurance from Tata AIA offers several practical benefits for NRIs.

    Tax benefits

    • Tax benefit2 as per applicable laws
    • Death benefits are tax-free 
    • Zero LTCG1 tax on maturity benefit
    • Helps optimize financial planning across jurisdictions

    Note: NRIs should also review tax implications in their country of residence.

    Global claims support

    • Simplified claim documentation process  
    • Dedicated international servicing teams  
    • Faster coordination for overseas claim settlements  
    • Support for nominee residing outside India

    Many times, the real test of insurance is during claims. Strong servicing support makes a real difference here.

    Currency advantage

    • USD-denominated coverage protects against exchange rate fluctuations  
    • Ideal for families with global expenses  
    • Suitable for dependents living outside India

    Flexible policy options

    • Choice of protection and wealth solutions  
    • Adjustable policy terms  
    • Riders available for enhanced coverage

    Documents required for International Life Insurance

    Below is a comprehensive list of documents that may be required:

    Document Type Details
    Identity and immigration documents

    • Valid Passport: Copy of passport showing number, expiry date, and country of issue.  

    • Visa / Residence Permit / Green Card: Proof of legal stay in your country of residence.  

    • Government-Issued Photo ID: Such as a driver’s licence or national ID (if applicable).

    These documents confirm your identity and residency status.
    Tax identification documents

    • Social Security Number (SSN) or Tax Identification Number (TIN): Required for tax and reporting compliance (where applicable).  

    • Individual Taxpayer Identification Number (ITIN): Accepted in place of SSN for non-citizens (if applicable).  

    • Form W-8 or Equivalent Declaration: To confirm foreign tax status, if required under international tax regulations.

    This helps insurers comply with global tax laws such as FATCA.
    Proof of country-of-residence or financial ties

    • Employment Contract or Work Permit: Confirms your employment and residency status.

    • Property Ownership Documents (if applicable): Such as property deed to show financial ties.

    • Local Bank Account Statements: Demonstrates ability to pay premiums smoothly.

    Many times, insurers request these to establish financial stability and country ties
    Medical and health documents

    • Medical Questionnaire / Health Declaration Form: Basic disclosure of health history.  

    • Medical Examination Reports: Depending on age and sum assured.

    • Existing Medical Records: Certified translation required if issued in another language.  

    • Prescription History (if requested): For underwriting review.

    Basically, underwriting ensures fair premium pricing based on health risk.
    Application and legal documents

    • Signed Proposal / Application Form: Completed and signed by the applicant.  

    • Foreign Travel and Residence Supplement: If required by the insurer.  

    • Interpreter or Translation Declaration: When documents are not in English. 

    • Beneficiary Nomination Form: Details of nominee(s) who will receive the claim amount.

    Accuracy at this stage avoids delays later.
    Country-specific or insurer-specific documents

    • Visa Validity Confirmation: Proof of remaining visa duration.  

    • Country Eligibility Assessment: Certain insurers assess country risk before issuing policies.  

    • Power of Attorney (if applicable): Required in specific servicing or delivery cases.
    Financial documents

    • Income Proof:Salary slips, employment letters, or recent tax returns.

    • Bank Statements:Usually last 3-6 months.

    • Financial Statements (for high sum assured cases):Asset and liability statements.

    • Third-Party Asset Verification (if required):Supporting proof for declared wealth.

    Insurers assess whether the coverage amount aligns with your income and assets.

    How to buy from abroad (Step-by-step)

    Buying international life insurance from abroad is structured and straightforward:

    1. Assess your requirement
      Understand whether you need pure protection or wealth creation. For instance:
      • For protection, consider Life Protect Supreme USD Denominated
      • For investment, consider Shubh Global Invest
    2. Explore plan details
      • Review policy features, eligibility, and premium details.
    3. Submit application online
      • Fill out the proposal form 
      • Upload required documents
      • Complete compliance declarations
    4. Underwriting & medical (If applicable)
      • Medical examination may be required
      • Risk assessment conducted as per guidelines
    5. Premium payment
      • Pay premium with the available options
    6. Policy issuance
      • Policy documents issued digitally 
      • Servicing access provided

    Basically, the entire process is designed to work smoothly even if you are thousands of miles away from India.

    Need assistance to buy a new plan?

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    Life Insurance Made Simple

    Life insurance
    How To Choose Term Insurance as an NRI?
    Life insurance
    What Is A 30-Year Term Life Insurance Policy?
    What Makes Dollar-Denominated Insurance Products Ideal for NRIs?

    1.What is Tata AIA International?
    At Tata AIA International, we specialise in offering life insurance solutions in foreign currency. We operate under the regulatory oversight of IFSCA (International Financial Services Authority) and at GIFT City, GIFT-SEZ, Gandhinagar Gujarat, India. As the IFSC Branch of Tata AIA Life Insurance Company Limited, our commitment is to deliver world-class financial services, tailored to meet your diverse financial needs.

    2.Where is Tata AIA International located?
    Tata AIA International is located at GIFT City, GIFT- SEZ, Gandhinagar, Gujarat, India. We are registered as an IFSC Insurance Office (IIO) with the International Financial Service Centres Authority (IFSCA) at GIFT City, GIFT-SEZ Gandhinagar Gujarat, India.

    3.How can I purchase a policy from Tata AIA International?
    You can easily purchase a policy by visiting our website at  https://international.tataaia.com/. Simply navigate to the 'Online Plans' section and share your contact information with us. Our team of expert financial advisors will assist you in selecting the most suitable plan to meet your specific needs.

    4.Can NRIs Purchase Life Insurance Policies in India?
    NRIs can purchase life insurance policies from anywhere.
    ● In India: NRIs can purchase the policy when in India. It can be purchased through a quick, digital process. ● When Outside India: NRIs can purchase the life insurance policy online from their current place of residence, subject to our Board-approved underwriting policy.

    5.In what currency can I purchase a term insurance plan from Tata AIA International?
    You can purchase life insurance plans from Tata AIA International in US dollars.

    6.How much does a term insurance cost?
    The cost of term insurance depends on multiple factors like policy term, premium payment term, age, medical condition, and smoking habits, among others. It usually increases with increase in age, smoking habits, and pre-existing medical conditions, if any.

    7.How do I register a claim for my dollar denominated policy?
    To register a claim for your dollar denominated policy, please write to us at claims@tataaia.com. The process for claims redressal is as follows:
    ● Register the claim with the necessary documentation. ● Your documents will be verified in order to process the claim
    Upon successful verification, the claim amount is disbursed.

    8.How can you reach out to us for any additional support regarding your policy?
    If you have any queries or require assistance related to your policy, please feel free to contact us via email at nrisupport@tataaia.com or call us at +91 22-62519966. (Monday - Saturday | 10 am - 7 pm IST | Call charges may apply)

     

     

    • Tata AIA International is Tata AIA Life Insurance Company Limited, IFSC Branch (IIO)

    • Tata AIA Life Protect Supreme (USD Denominated) - Non-Linked, Non-Participating, Individual Life Insurance Product (UIN: TALN001V01) Tata AIA Life Insurance Company, IFSC Branch (IIO) Branch (Reg No: IFSCA/IIO/008/2023-24)

    • Tata AIA Shubh Global Invest (USD Denominated) - Non-Participating, Unit Linked, Individual Life Insurance Savings Plan (UIN: TALL003V02) Tata AIA Life Insurance Company, IFSC Branch (IIO) Branch (Reg No: IFSCA/IIO/008/2023-24)

    • The information, provided herein, may not be treated as a solicitation request in any manner. Any decision to buy online insurance by NRIs is completely his/her choice. The insurer is permitted to solicit insurance in India and settles claim in INR only.

    • For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale. Insurance cover is available under this product.

    • The fund is managed by Tata AIA Life Insurance Company Ltd.

    • The precise terms and condition of this plan are specified in the Policy Contract.

    • 1No Goods and Service Tax shall be applicable on Individual life insurance products as per prevailing laws. Tax laws are subject to amendments from time to time. If any imposition (tax or otherwise) is levied by any statutory or administrative body under the Policy, Tata AIA Life Insurance Company Limited reserves the right to claim the same from the Policyholder. Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.

    • 2Income Tax benefits would be available as per the prevailing income tax laws under old tax regime, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.

    • The products are underwritten by Tata AIA Life Insurance Company Limited, IFSC Branch.

    • Applicable for Tata AIA Shubh Global Invest

      • Linked Life Insurance products are different from traditional insurance products and are subject to risk factors.

      • The premium paid in Linked Life Insurance policies is subject to investment risks associated with capital markets and publicly available index. The NAV of the units may go up or down based on the performance of Fund and factors influencing the capital market/publicly available index and the insured is responsible for his/her decisions.

      • Tata AIA Life Insurance Company Limited is only the name of the Life Insurance Company & Tata AIA Shubh Global Invest is only the name of the Linked Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.

      • Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the insurance company.

      • The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

      • Past performance is not indicative of future performance.

    • L&C/IIO/2026/Mar/0018

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